Low Rate
Variable Interest Rate from 6.71% APR .
Easy Application
Start Your Application Online.
Join & Apply
No Waiting For New Members.
Borrow Up to €100,000
Finance Big or Small Projects.
Personal Loan
Key Features
Why a Credit Union Loan?
- Free Loan Protection Insurance
- Choice of repayment options to suit your circumstances.
- No penalty charges for early repayment.
- No hidden fees or set up costs.
- No upfront repayments.
- No transaction charges.
- Loan Rate – From 6.71%APR*
- Repayments up to 10 years
Contact us and see if we can help!
The information provided on this Calculator is for information purposes only and does not constitute an offer of credit or any form of advice, recommendation or arrangement by the Credit Union. The calculation is based on limited information provided by you, a credit decision will require further information and full underwriting.
Disclosure
*APR (Annual Percentage Rate): Maximum Variable APR 10.74%
Loan Term Options: Repayment terms of 1 – 10 years. No penalty charges for early repayment.
Fees and Charges Disclosure:
- No hidden fees or set-up costs.
- No upfront repayments.
- No transaction charges.
Contact Information:
Phone: 045 879622 Email: info@lifecu.ie
Consequences of Non-Payment:
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
Warning: The cost of your monthly repayments may increase.
Representative Example:
A loan of €5,000 over 3 years with 36 monthly instalments costs €161.92 per month at a variable rate of 10.25% (Annual Percentage Rate (APR) 10.74%). The total amount you pay is €5,829.12. The cost of credit is €829.24. Variable rates may increase which would cause the cost of credit to increase.
A loan of €10,000 over 7 years with 84 monthly installments costs €159.62 per month at a variable rate of 8.75% (Annual Percentage Rate (APR) 9.11%). The total amount you pay is €13,408.08 The cost of credit is €3,408.08. Variable rates may increase which would cause the cost of credit to increase.
A loan of €50,000 over 10 years with 120 monthly instalments costs €567.74 per month at a variable rate of 6.5% (Annual Percentage Rate (APR) 6.71%). The total amount you pay is €68,120.80. The cost of credit is €18,120.80. Variable rates may increase which would cause the cost of credit to increase.
You must be a member of Life Credit Union to be granted a loan. To become a member you must live or work within our common bond.
Loans are subject to approval.
Terms & Conditions Apply – Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at Credit Union Plus. It does not constitute a loan offer.
Life Credit Union being regulated by the Central Bank of Ireland.